Why US

What makes DecisionMetrics different?

 

• It starts from our approach where in each project, we ask ourselves what we would want if we were sitting in the client’s chair.  Utilising our blend of statistical modelling expertise and operational experience, we endeavour to understand the issues from the client’s perspective so that we can frame a solution that, when explained to the client, is immediately recognisable as exactly what they are looking for.

• We don’t use bespoke development software that standardises the development approach to the extent that it potentially limits the ability to change that approach dependent upon the outcome of each phase of analysis.  We use software that automates each individual analysis activity but which does not define the complete process.  This means that we retain the flexibility to let the data drive the project.

• We take an holistic approach to the development which means that we do not concentrate our development efforts solely in building a scorecard that merely predicts bad debt but we also consider the wider issues presented by the scorecard’s integration into the whole decision process, such as the business process, policy rules, credit strategy and operational delivery thereby ensuring that the scorecard is operationally sound.

• We provide value added software utilities to simplify and streamline various credit risk activities.  An example is providing the new scorecard as a file that can be automatically read by a decision engine rather than needing to be programmed.