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Multi-Bureau Solutions
A choice of which credit bureau to use should be based upon a clear and unbiased assessment of the relevant merits of the data of each bureau. This requires not only an extensive knowledge of the data, the way it is both held and retrieved, the value added products and the available summarised data blocks of all three credit bureaux but it also demands that the provider of such analytical services is completely independent of the bureaux.
DecisionMetrics is totally independent but works with all three bureaux on the basis that any bureau data it includes in a client’s analytical solution is included purely on merit or at the client’s request.
As DecisionMetrics considers that a multi-bureau strategy fundamentally adds value to any risk decisioning process, its strategy as a standard offering is to assess the effect of utilising more than one credit bureau across all of the analytical services it provides including scorecard developments, affordability assessment, customer indebtedness and Basel II capital adequacy assessment.
 Multi-Bureau
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