Credit Bureau Comparisons

 

DecisionMetrics is the acknowledged leader in the provision of scorecards that utilise data from multiple credit bureau sources.  As such, much of its analysis work involves undertaking credit bureau data comparisons.

This involves obtaining retrospective extracts of data from all three credit bureaux and assessing areas such as:

  • Match Rates
  • Hit Rates on Matched Applications for:
     
    • Electoral Roll
    • CCJs
    • Defaults
    • Active Accounts
    • Settled Accounts
    • Associate Links
    • Searches
  • Predictiveness of Data
  • Predictiveness of Bureau Score

Additionally, DecisionMetrics has provided dual bureau scorecards where the second bureau is used selectively to improve on the decision made using the first bureau's data.  This has proven to provide significant uplifts in business volumes.

 

   Multi-Bureau